Most buyers need financial assistance in buying real estate. The best thing a buyer can do for themselves to begin this process is to get "pre-qualified".
This means you have a counseling session with the lender of your choice and the lender has the opportunity to ask questions about your work history.
1) YOU APPEAR QUALIFIED TO BORROW MONEY AND PURCHASE A HOME
2) HOW MUCH MONEY YOU APPEAR TO BE QUALIFIED TO BORROW
This information will help to put you as a buyer in an advantageous position by indicating to a seller that the lender has good reason to believe you will be able to complete the loan application successfully. These benefits include:
1) ASSISTing IN SELECTING THE RIGHT PRICE RANGE WHEN LOOKING TO PURCHASE A HOME
2) WILL GIVE YOU AN ADVANTAGE OVER OTHER BUYERS WHO HAVE NOT BEEN PRE-QUALIFIED
Being armed with a letter of pre-qualification from your lender will bring a great sense of confidence to the negotiating table for both the buyer and the seller, and could help to avoid an embarrassing situation that could arise after negotiations have been concluded. Do not mistake "pre-qualification" with "loan-commitment". Remember, we're just getting started.
Now you're ready to make an appointment with the professionals at DiPeso Realty® and we will act as your agent, representing your interests, and introduce you to all the property currently available in our locality through our Multiple Listing Service that fills your wants and needs and the process of viewing and selection can begin.